12/2/2023 0 Comments Creating a budget for dummies![]() ![]() Adding those deductions back give yourself a true picture of your savings and spending. If you have automatic deductions from your paycheck add those back to your net income.įor example, add deductions for a 401(k) or other retirement accounts, savings, or health and life insurance. Step 1: Determine Your Net Income (Take Home Pay)įirst, you need to determine how much money you take home every month after taxes. Now that you have your free Monthly Budget Worksheet, let’s go over how you fill out a budget worksheet. This free printable monthly budget pdf will make it much easier for you to make a budget as a beginner. So let’s go over each step in more detail so you know exactly what to do… FREE Printable Budget Worksheet For Beginners (Monthly Budget Worksheet PDF)īefore we get started with making your budget, I want you to download this FREE Monthly Budget Worksheet.
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